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Venture Capital Investment in FinTech: A Visualisation

Alex Marginean

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Reading Time: 2 minutes

Right after the 2008 World Financial Crisis, a new sector has dominated the financial industry scene. We’re talking about the FinTech sector. The financial technology industry, an ensemble of financial services that span from banking to loans to insurance technology, regulatory technology, payments, mobile banking, among other types of technology has grown immensely in the past decade, and we appear to have entered the apex of this growth right before the start of the year 2020.

But what has been the impact of FinTech on job creation, money transfer, consumer experience, taxation in Europe and Switzerland, and in various other areas of society?

To help draw some interesting conclusions and answer a few of these questions, visualising the data on investment in the financial technology industry can be extremely helpful.

In the EU FinTech map and graph we can clearly observe the decline in investment in the UK following the divisive 2016 Brexit vote. The reason for the decline could be the uneasiness in investing money in the UK when the situation is uncertain at a political level. Yet, financial trends suggest that this decline, which reflects data based on venture capital investment, is perfectly in tune with a consolidating industry, where the investment comes more from later rounds of funding.

The decrease in capital invested is still most certainly due to investor’s uncertainty. The changes in the banking, insurance and loaning industries are shaking the foundations of what used to be regarded as a solid sector before the 2008 WCF.

In this climate, one of the most interesting insights the map offers is the slow but steady rise of Germany as a dark horse in the FinTech sector. Germany has long been second to the UK in financial technology investment and start-up creation, yet there could be a shift in trends that might make Germany the leading European power in this booming industry.

The UK has always attracted new business through well-placed regulations aimed at facilitating the creation of new opportunities for all. Separation from the EU and the subsequent immigration policies that may be implemented could drive international talent away from the British territory.

To have a better understanding of the data, you can check the below interactive map and time graph:

About the author: Nicola Clothier is CEO of Accurity GmbH, a Swiss-based employment service provider. Nicola has an Honours degree in English Literature from Stirling University and more than 20 years’ experience in Swiss employment, and personnel leasing up to executive level throughout Europe.

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Croatia

Investors’ confidence in P2P lending is growing in Europe

Alex Marginean

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According to a survey by the platform Robo.cash, 64.9% of the European P2P investors have full confidence in P2P lending. Remarkably, 52.3% of respondents mentioned that P2P loans take a considerable share of their investment portfolio – over 25%.

The fully-automated P2P service Robo.cash surveyed 600 European P2P investors. According to the findings, 45.4% of respondents consider P2P lending reliable for investments, although they were hesitant at first. Another 19.5% of investors have trusted this sector from the very beginning.

The level of confidence in P2P lending is also observed in the distribution of funds in the investment portfolios. It’s no secret that most investors look for diversification by investing in various assets – stocks, bonds, cryptocurrencies etc. It is remarkable that 52.3% of respondents said that investments in P2P loans take more than 25% of their portfolios. 7% of respondents mentioned investing only in P2P lending.

Commenting on the results of the survey, Sergey Sedov, Chief Executive Officer of Robocash Group, added: “The expertise of online lending platforms is one of the factors influencing the degree of investors’ confidence. We see this by the example of our own P2P platform. In 2017, when Robo.cash was just launched, the average monthly number of new investors joining the platform was 140. In 2019, it has grown to 360. Investors’ trust is also reflected in the volume of invested funds. Today, we have 382 users who have allocated the maximum possible amount compared to 125 at the end of 2018. Looking at the European P2P lending on the whole, it is clear that its volumes keep growing from year to year. Developing at a fast pace, this segment will continue gaining trust of the increasing number of investors.”

About RoboCash:

Robo.cash is a Croatia-based fully automated P2P platform with a buyback guarantee on investments operating within the European Union and Switzerland. Launched in February 2017, the platform belongs to the financial holding Robocash Group that unites non-bank consumer lending companies in seven markets in Europe and Asia. As a part of the group, Robo.cash works according to a “peer-to-portfolio” model providing an opportunity to invest in short-term loans issued by the affiliated companies. For the time of operation, it has attracted over €9 mln of investments, which has allowed to finance €115 mln worth of loans.

 

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Conferences

iGaming grows too fast. Attend BET iGaming Conference London to catch up!

Alex Marginean

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Reading Time: 2 minutes

Global gambling show BET iGaming Conference London will take a place on 7-9 April at an iconic Old Billingsgate venue.

 One venue, two-day show, twelve hours of useful information based on real cases and insights for everyone. Whether you are an expert or enthusiastic beginner – seize an opportunity to join.

 

Mix Biz with Pleasure

BET iGaming Conference London 2020 is not just the traditional event: conference and exhibition, but a unique entertainment show program as well.
It is a platform for those who are looking for the best environment to conclude new business partnership.

Join more than 2500 iGaming experts from all over the world to understand

the future of such a fast-growing market.  The occasion will unite experienced specialists in gambling sphere and representatives of world-renowned companies working with affiliate marketing.

All you need to know in just 12 hours

The event will gather over 30 speakers from every corner of the world to discuss where and how the industry is developing today.

The conference agenda covers all the segments and verticals of the industry. Essentially the event has two global aims: unveil the industry pitfalls and understand the future of a rapidly-growing market. We will identify and put together the segments of allied technologies (Blockchain, AI, VR) laying the foundations of a new generation of online gambling. All of these and more will be covered in four blocks:

 

  • Real cases. Marketing power
    • Pitfalls of law. Evolution of business solutions (legalization, payments, GEO challenges)
  • Future of gambling. Innovative profitable technologies
    • The latest insights from Software Development World. Unveil customer experience

 

Don’t miss the chance to listen to star speaker John Lefebvre. A Neteller founder will speak after a long time being out of the public eye.
The detailed agenda will be available on the website.

 

Show what you’ve got and check out the others!

Over 50 companies will gather at our exhibition to present their newest products. Be among the first ones to see the latest technological solutions for gambling industry.

The exhibition is a leading marketing tool allowing participants to present brand to the highest-quality target audience, examine competitors’ solutions and conclude cooperation agreements.

 

Forget the formalities!

The BET iGaming Conference is all about the unique vibe of informal networking. As a gathering of iGaming enthusiasts, the event has all the means you might need for efficient networking: Preparty, Networking zone, VIP zone, Poker tournament, Afterparty.

While hanging out with the like-minded fellows, it is your chance to find investors, make great deals and discuss further cooperation in a cozy atmosphere.

 

Attend the BET iGaming Conference London 2020 to witness the evolution of the industry and be a part of it!Join and stand out! Join and stand out!

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Amusement Parks and Tourist Attractions 

Top 7 reasons why you must keep visiting Paris

Alex Marginean

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Image by Pete Linforth from Pixabay
Reading Time: 4 minutes

Paris, capital of France, is a romantic tourist destination. It is famous for its monuments, battlefields, wineries, fashion, art, and culture. It attracts solo travelers, couples, and a group of friends from various countries, making it the most visited destination in the world. The remarkable combination of trends, history, and cultures from traditional to contemporary gives all the more reason why Paris should be in your bucket list. Here are the seven reasons why you must visit Paris at least once in a lifetime.

 

  1. For every food lover

Paris is a paradise for food lovers. France is famous for its pastries, bread, macaroons, and more. When in Paris, start your day with a warm croissant with some jam and a french coffee. Get ready to exercise your taste buds with the traditional French cuisines. Other than the French cuisine, you will also find, Korean, Mediterranean, West African, Japanese, and Mexican foods. Visit the oldest brasseries in Paris, Le Bouillon Chartier, that dates back to 1896. They provide authentic French cuisine at a reasonable price. Whether you want to go for fine dining in the Eiffel Tower or to enjoy a relaxed affair in a traditional Parisian Bistro, Paris will satisfy every foodie’s classic or adventurous desire.

 

  1. For every romantic couple

Some mystery in the air of Paris makes it magical and romantic. This magic in the city has been enticing people from all around the world. The banks of the Seine river, the art, and the architecture of this city will charm even the most hardened hearts. The romance of sitting at the top of the Eiffel tower and enjoying a glass of champagne with your partner is every couple’s fantasy. It is not just the Eiffel Tower that makes the city special. Even the cobblestone streets, fallen leaves, fancy tea salons, and soft crust pies add to the charm of this place. Enjoy a romantic ride at cobblestone streets which takes you to an island. It is a common belief that kissing your partner at the center of the folly strengthens your love. Capture your memories while taking a stroll along the Seine river. Also, visit the Sacré Coeur Basilica church, which will blow your mind with its Roman-style marvelous architecture.

 

  1. For the art lovers

Architectures in Paris are very iconic that even if you are not much into art, you are going to appreciate it. The classic design throughout the city shares the stories of Paris’s rich history. Did you know that the Roman city of Lutetia was the name of present-day Paris? As architects built Paris around a river, bridges play an essential role in their landscape. There are approximately 37 bridges in the city. The Pont Neuf is the first and oldest bridge in Paris. Visit them in the evenings to enjoy the panoramic view of the sunset. The museums in Paris are impressive with their display of art. The most significant museum, Musee du Louvre, is enormous with its overwhelming look. Paris is heaven for art lovers. It hosts the Musée de l’Orangerie, Musée du Quai Branly (African and Asian art), and the Musée Rodin that will satisfy the artist inside you.

 

  1. For the fashionista in you

Paris is a city of beauty and style, which makes it the fashion capital of the western world. From expensive clothes to kitchen appliances, you can experience a unique style in every district of Paris. For people who consider shopping as an art, then Paris will not disappoint you. Find the most expressive and trendiest in the district of Le Marais. You will find the Parisians carrying themselves in colorful patterns and prints. Twice in a year, Paris hosts the world-famous Paris Fashion Week, which attracts globally recognized fashion brands to gather in the city to showcase their creativity. Let your inner fashionista, scan the streets of Paris, and even window shopping is fun.

 

  1. Take a walk into the history

Travel with your kids to give them the ultimate dose of Parisian culture. Take a peek into Paris’s past by taking them to Montmartre, also known as an artist’s enclave. Basilica of the Sacre Coeur is at the top of the mountain Montmarte. It is also the highest point in the city. This majestic church is a mixture of art and worship. Museums like Musée Rodin, showcase the famous gardens and sculptures. Walk into the 13th-century Sorbonne at the medieval streets of Latin Quarter and move on to the St-Germain-de-Pres, which is full of gothic literary legends.

 

  1. WW1 Battlefields

As Normandy reminds of the World War II battle, Paris is also about World War I battle. Visit the World War I trenches by taking a train from Paris for a one day trip. Explore the history and battlefields where the dramatic battles took place. There are many tours scheduled with excellent tour guides, who will passionately explain to you about development and ancient discoveries. You can even book this tour for a day or two.

 

  1. Appreciate the beauty of stained-glass

In Paris, you will discover beautiful architecture along with the delicacy of stained-glass art. These windows depict scenes from the zodiac or the Bible. The Chartres Cathedral has one of the oldest stained-glass windows and is 80kms south of Paris. This Gothic-style cathedral has 176 stained-glass windows, each one of them showcasing different scenes. The entire architecture of this cathedral blends very well with the windows. Another cathedral is Notre Dame, which is near the river Seine. The highest interior is in the Notre Dame d’Amiens Cathedral, which is about 42.30 meters high. Though over the years, the original stained-glass window lost its beauty, yet the gothic display of sculptures makes it outstanding. When visiting here, capture the beauty of the Weeping Angel, a small angel, behind the high altar.

 

Conclusion:

The above are the seven reasons why you must keep visiting Paris. This magnificent city is going to leave you dazzled by its beauty. Paris has plenty of architecture, restaurants, parks, shops, and museums for you to fall in love with this place. This modern, historical, and timeless city has something to offer for everyone. Once you complete your visit to Paris, preserve these beautiful memories on a well-designed carte a gratter. Young or old, fashion lovers, adventurers, party lovers, and dessert lovers, there are so many reasons why you must come back to Paris.

 

Author Bio: Emma Gill is a passionate writer & guest blogger. Writing helps her to improve her knowledge, skills & understanding about the specific industry. She loves writing & sharing her knowledge, she is currently working with “elitetechgarage” who deal with garage door repairs. Apart from writing, she loves traveling & cooking.

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