The modern sedentary lifestyle and health problems caused by this lifestyle has made people more concerned about their health. This inactive lifestyle is one of the primary causes of many diseases and some of these diseases can be life-threatening as well. The following are the most common diseases due to inactive lifestyle:
- High blood pressure
- Heart attack, coronary artery disease and many other heart diseases
- High cholesterol
- Type 2 diseases
- Metabolic syndrome
- Uterine cancer, breast cancer, colon cancer and certain other types of cancer
The increasing number of people visiting gyms and fitness centres indicates that it is a profitable business. Many certified trainers are opening their own fitness centres. Many gyms are open 24X7. There is a new trend of unstaffed gym. The trend of unstaffed gym is gaining popularity not only in Australia but in the UK and the US as well. Whether you are running an unstaffed gym or a 24X7 gym, you need to understand the importance of the right 24 hour fitness policy. Flexible timing is in the best interest of many gym-goers.
However, the risk of injuries is high in unstaffed gyms and 24X7 gyms with limited staff. So, members either have no instructor or only limited staff to instruct and monitor.
Some members may not be familiar with the equipment used in gyms. You are likely to get injured. A member can file an injury claim. A high number of claims can also send you out of business. Therefore, speak to a representative of an insurance company to discuss your requirements and get the right 24 hours fitness policy.
When you want to launch a new gym or extend your gym to offer 24 hour services to your clients, you need to assess your unstaffed gym or 24 hours gym insurance requirements. Risks are doubled in these settings. Members will use your facility both during the day and night. Therefore, your regular gym insurance may not be sufficient to cover your business. There is always someone who can make you pay expensive legal fees.
There are many gym insurance companies offering 24 hour fitness policies. These companies serve small and large gyms. Gym insurance companies offer 24 hours fitness policy or regular policies with additional benefits for such facilities and personal trainers.
These policies cover the following:
- Acts of terrorism
- Fire and theft
- Personal injury liability
- Crime coverage
- Business interruption
- Third-party liability
Your gym may also have some unique requirements. Work with a company that offers a custom 24 hour fitness policy.
You do not necessarily need a 24 hours gym or fitness insurance policy in Australia. Consider it your last option. This policy is a safety net. It is a part of risk mitigation. Therefore, you must plan this safety net very carefully.
Unstaffed or 24X7 gyms leads to many safety debates. You are the owner of the fitness facility. You can be held liable for injuries or health issues due to your instructions. The following are the common issues that can lead to consequences you always want to avoid:
- Equipment theft
- Man-made disasters
For the safety of your business and your clients, it is advised to have staff in your 24X7 gym. Or, you can install CCTV cameras for remote monitoring. Install these cameras in strategic places so that you can keep track of their activities and prevent injuries. This also allows you to see if there is any abuse in the gym.
There are many websites where you can find and compare 24 hour fitness policies. Assess your requirements and choose the right policy.